HOME WATCH IN PALM COAST & PORT CHARLOTTE
What we check.
How we report it.
Weekly or every 14 days, we follow the plan agreed for your home. You receive a full record of the completed checks and anything that needs attention.
ON-SITE PROPERTY CHECKS
EXPLORE A PROPERTY VISITSee the areas
See the areas
we check.
Select a room, then open a check to see what we observe and record.
Illustrative imagery · a checklist made for your propertyTAILORED TO YOUR PROPERTY
What we check.
Up to 123 available checks. Your assessment determines which apply to your home. Visits are periodic visual checks of accessible areas, not continuous monitoring or specialist inspections.
Explore the full sample reportCONCERNS WE LOOK FOR
Visible changes.
Documented findings.
See examples of what we may observe, how we document it and when we contact you.
Illustrative scenarioVisible roof or storm damage
A tree limb can damage roofing and gutters while you’re away.
What Lantern doesWhen access is safe, we document visible damage and contact you so you can arrange the next step.
HOME WATCH & INSURANCE
Document concerns.
Report damage promptly.
Finding a visible concern during a visit gives you the opportunity to respond sooner. Dated reports and photographs give you a record to share with your insurer if you need to make a claim.
Why timely reporting matters
Citizens and Travelers advise homeowners to report damage promptly, document it, and take safe steps to prevent further damage. Allstate distinguishes sudden, accidental water damage from ongoing maintenance problems, which are typically excluded. These are good reasons to stay informed about your home—not a promise of coverage.
Your policy, the cause of the loss and your insurer’s assessment determine coverage. Home Watch does not guarantee claim approval, a discount or compliance with your policy. Ask your agent about absence, occupancy and any required visit frequency. Lantern documents observations and follows your agreed instructions; your insurer handles coverage decisions.
Storm preparation
Before conditions change
Agree on practical preparations, access, communication and approved vendors. Extensive work or specialist tasks are quoted separately.
When it is safe to return
We document visible conditions and contact you about concerns. All storm services depend on safe roads, property access and availability.
Storm service detailsFREE PROPERTY ASSESSMENT
Meet us. Walk your home.
Get your plan and rate.
No fee. No obligation to sign up.